FINANCIAL PLANNING

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Financial Planning

Financial Planning is not about buying a policy or investing into some product. It is the right consulting advice, a lot of calculations, projections and simulations based on certain assumptions put together by a professionally qualified person. It is the process of identifying an individual’s financial goals, evaluating existing resources and designing the financial strategies that helps him to achieve his goals.


While one cannot predict the future, one can certainly be better prepared for it. All of us have something to plan for. In fact, our financial situation influences almost every aspect of our lives. Financial planning is a systematic approach whereby the financial planner helps the customer to maximize his existing financial resources by utilizing financial tools to achieve his financial goals.


Financial planning creates a bridge between where we are and where we want to go.

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Why Do You Need Financial Planning?

“Nobody plans to fail they just fail to plan.”
It is important for the investor to realize that planning is very important. The need for financial planning arises from the need to meet the financial goals that enable the achievement of one's life goals. Financial planning helps to take a comprehensive look towards ones financial needs and goals including cash flow, education funding, retirement planning and portfolio management.

So here are some reasons why we need Financial Planning:
» To protect ourselves and family against financial risk
» For organizing and managing finances
» To beat rising inflation
» For education and marriage expenses of children
» For the purchase of assets, from cars to home
» To be able to enjoy retirement with a comfortable standard of living
» Passing wealth to next generation

Why Do You Need Financial Planner?

A Financial Planner acts as a Doctor to your Personal Finance, who will very closely study each aspect of your Financial Life. He will understand your Risk Appetite, your Current Outstanding Liabilities, your Future Goals, your Future Needs and Requirements, your Insurance Requirement, your Investment Needs and finally come up with a Financial Plan and Recommendations which will take care of your each aspect.

Financial Planner’s goal is not limited to Insurance Planning or Investment Planning. In fact, a Financial Planner tries to make your overall Financial Life better and paves a smooth financial path for you to ensure that your journey of life remains worry free and you enjoy to the fullest.